A complete lending system for finance companies: products, applications and approval, disbursement, repayments, arrears, provisioning, write-off and recovery, with every step posting to the general ledger automatically. New Zealand finance companies get flat and reducing-balance products, arrears tracking and automatic GL posting in one cloud system.
Products to applications to arrears and provisioning, with balanced journals behind every step.
Flat and reducing-balance interest, fees, penalties, grace days, terms and limits per product.
Debt-service-ratio checks, guarantors and approval workflow before disbursement.
Weekly, fortnightly or monthly schedules, aligned to pay days.
Repayments collected through the borrower's employer, reconciled per employer.
Days past due, classification, provisioning and portfolio-at-risk reports.
Disbursements, interest, fees, repayments and write-offs post to the ledger.
Every module of e-Business ERP ships with Ask AI. Ask in plain words and get the answer, table, Excel or PDF from your live data, with your own permissions:
| What matters | Spreadsheet loan book | e-Business Loans |
|---|---|---|
| Schedules & interest | Formulas | Calculated |
| Arrears & classification | Manual | Automatic |
| GL posting | Journals by hand | Automatic |
| Employer deductions | Separate lists | Built in |
| Ask AI on the portfolio | No | Yes |
Add Loan Management to the Business plan (NZ$89/month) or above. Open in every 7-day trial.
Start free trialSee every plan in NZ$ →Start free with sample loan products and run a test application to disbursement.
e-Business ERP